Self-managed boards Flat tier by size
AffordableHOA
Self-managed HOA ops with flat unit-band pricing, reserves, and a doc-grounded AI assistant.
Category
Self-managed boards under ~100 units
PayHOA-class tools for volunteer treasurers — dues, ACH, paper mail, and a simple owner portal without a management-company operating system.
Volunteer boards running a small association do not need a CAM platform. They need to collect assessments, keep a paper trail, and hand the books to the next treasurer without a weekend of training.
This category is for communities that are typically under about 100 units, where a board member is the operator. Look for published pricing, ACH plus card, optional physical mail, and a portal owners will actually use. Be wary of “accounting” that is really a dues ledger with no fund separation.
34 listings in this category
Self-managed boards Flat tier by size
Board-Armor
Self-managed HOA ops with a legal pre-send scanner and published flat tiers from $69/mo.
Self-managed boards Flat tier by size Dues/billing only — not fund accounting
BoardStack
Self-managed HOA ops with AI CC&R assist and published flat tiers from $49/mo — still waitlist/pre-launch as of Oct 2026.
Self-managed boards Free / freemium Dues/billing only — not fund accounting
Communities
Free-forever AI bylaw concierge for HOA boards (cited answers from your CC&Rs, no signup) plus published Pro per-door pricing that is still waitlisted, and a Managed tier that aims to replace a traditional property manager.
Boards and CAMs Per-unit fee
CommunityPay
Fund-accounting-first HOA and condo ledger with board approval controls, live reserve funding tracking, and a published $1/unit price ($100 min, $500 cap).
Self-managed boards Flat tier by size
DuesBoard
Self-managed HOA dues, per-unit ledger, and review-first AI — flat SaaS from $25/mo plus a clear 1% online payment fee.
Self-managed boards Flat tier by size
DuesIQ
Self-managed HOA suite with Stripe dues, a public community site, and an optional double-entry ledger with Plaid bank reconciliation, from $89/month billed annually for up to 99 units.
Self-managed boards Flat tier by size
EasyHOA
Self-managed HOA ops with published unit-band tiers from $49/mo and a built-in accounting module (P&L, balance sheet, bank sync).
Self-managed boards Per-unit fee
Effortless HOA
Per-home self-managed HOA suite with a real double-entry ledger, ARC, violations, and elections from $3/home/month, plus a $49/yr standalone Reserve Planner.
Self-managed boards Free / freemium
GnomeOwner
Self-managed HOA and condo software with a free-forever board plan (cited bylaw answers, a state-law compliance calendar, records, minutes, and statement-upload books) and flat unit-band paid plans from $29/month that add Stripe dues, Plaid bank sync, and reminders.
Boards and CAMs Per-unit fee
HavenHOA
Per-home HOA software with a real double-entry ledger: $0.55 per home per month ($39 minimum) for self-managed boards, with QuickBooks Online sync, bank reconciliation, 1099s, elections, and an AI assistant.
Self-managed boards Per-unit fee
Hivepoint
Self-managed HOA ops from DryDev — Board Edition from $1,500/yr, Community Edition from $2,000/yr, with dues, violations, and optional resident portal.
Self-managed boards Free / freemium Dues/billing only — not fund accounting
HOA Ally
Freemium private community website for volunteer boards — assessments, docs, and messaging from $0, premium about $1/home/mo.
Self-managed boards Free / freemium Dues/billing only — not fund accounting
HOA Express
Freemium HOA website builder with Engage-tier online dues, blasts, and published household-tier pricing from $15/mo.
Self-managed boards Flat tier by size
HOA Hub
Self-managed HOA ops with published unit-band pricing from $35/mo annual, double-entry books, and EasyAsk AI for residents.
Boards and CAMs Flat tier by size
HOA Start
Website-first HOA suite for volunteer boards with dues, portal, and tiered annual plans from $39/mo.
Boards and CAMs Flat tier by size
HOAfy
One-plan HOA and condo platform with multi-fund double-entry books, locked periods, Plaid bank reconciliation, an AI Copilot, and a free-forever community website, from $36/month for up to 30 units.
Boards and CAMs Custom quote Dues/billing only — not fund accounting
HOALife
Violations- and ARC-first HOA ops with published plans from $199/mo, QuickBooks Online sync, and multi-association manager tools.
Self-managed boards Flat tier by size
HoamConnect
2026 pilot HOA platform for volunteer boards ($50/mo flat, any size 10–10,000) with AI docs, meetings, ARC, P&L import, and resident portal — before public launch, limited spots.
Self-managed boards Per-unit fee
HOAware
Self-managed HOA operations with published per-unit plans and no enterprise minimums.
Self-managed boards Flat tier by size
HomeHerald
AI-first self-managed HOA ops with published property-band pricing from $49/mo and Books & Banking.
Self-managed boards Free / freemium Featured
KindHOA
Volunteer-board software with a free tier and a published flat paid plan — not per-unit.
Boards and CAMs Flat tier by size Featured
ManageCasa
HOA operations with a more serious tilt toward accounting and reserves.
Self-managed boards Flat tier by size
neighborPOP
Flat $79/mo operations-first HOA platform for self-managed boards of 20 to 150 homes: work orders with email board approvals, AI email triage, Stripe dues, and reserve planning, still in beta.
Boards and CAMs Per-unit fee Dues/billing only — not fund accounting
NeighbourOps
Per-door HOA operations portal with cited AI answers from your CC&Rs, built for boutique management companies and larger boards that keep QuickBooks or AppFolio for the books.
Self-managed boards Flat tier by size Featured Dues/billing only — not fund accounting
PayHOA
Straightforward dues, ACH, and a simple portal for volunteer boards.
Self-managed boards Flat tier by size
Perfect HOA
Self-managed operations plus bookkeeping, invoicing, and a community website.
Self-managed boards Flat tier by size
RunHOA
Flat $399/year HOA ops with accounting, dues, e-voting, and unlimited units.
Boards and CAMs Custom quote
Solume
AI-assisted HOA and condo ops for volunteer boards — quote pricing, 30-day trial, and reserve-study tracking as a first-class pitch.
Self-managed boards Free / freemium Dues/billing only — not fund accounting
SpotHOA
Free-forever self-managed HOA software for small US boards (dues via Stripe, append-only ledger, documents, meetings, votes), with Pro at $29/mo — but the FAQ still says Free caps at 25 units while pricing and Terms say 50.
Self-managed boards Flat tier by size
SpruceHOA
Flat-tier self-managed HOA software (dues via Stripe with no platform cut, cash book, portal, voting, mail) from $12/mo — still early access / late-Q3-2026 testing as of mid-October 2026.
Self-managed boards Flat tier by size
Stewardly
AI-native self-managed HOA ops with published flat tiers from $49/mo and no per-unit software fees.
Boards and CAMs Free / freemium
TownSq
Resident engagement, documents, and ARC — often beside the real books, not instead of them.
Self-managed boards Per-unit fee
VlgeHOA
Board-member-built self-managed HOA suite with a real double-entry ledger, bank reconciliation, reserve studies, and AI CC&R answers from $39/month for up to 50 units.